Settling Overdue Baldwinsville NY

I am a student who has gotten into debt from being a student. My question is, I have debt collectors sending me settlement balances, if I pay these balances offered, will this wipe out the debt in full and what kind of marking will appear on my credit report?

Budget & Credit Counseling Svce
(718) 295-1313
55 5th Ave
New York, NY
The Leaders Edge
(212) 687-6075
369 Lexington Avenue
New York, NY
Elaine Ramos, LCSW
(845) 255-8014
42 North Chestnut Street
New Paltz, NY
Robert A Schwartz
(585) 301-4686
2468 E Henrietta Rd
Rochester, NY
Affordable Legal Centers LLC
(585) 377-6890
45 Exchange Blvd Suite 713
Rochester, NY
AmeriCU
(315) 363-0148
280 Genesee St
Oneida, NY
Paralegal Debt Recovery Solutions LLC
(585) 621-2607
Po Box 16626
Rochester, NY
Lheron Peter A
(585) 546-8170
11 N Goodman Street Ste 10
Rochester, NY
The Berkshire Bank
845-294-6151
P.O. Box 469 ,2 South Church Street
Goshen, NY
UPRS Group, LLC
(888) 660-6740
875 Avenue of Americas
New York, NY