Settling Overdue Camillus NY

I am a student who has gotten into debt from being a student. My question is, I have debt collectors sending me settlement balances, if I pay these balances offered, will this wipe out the debt in full and what kind of marking will appear on my credit report?

Expense Reduction Analysts
(716) 662-1224
124 Middlebury Rd.
Orchard Park, NY
Debt Solution Services, Inc
347-312-2148
1300 Ave M
Brooklyn, NY
American Credit Alliance
(516) 752-2272
137 E 56th St
New York, NY
Merchants First
(800) 575-6293
85 Lafayette Avenue
Suffern, NY
MasterCard International Inc
(914) 249-2000
2000 Purchase Street
Purchase, NY
New York State
(585) 258-4505
109 S Union St
Rochester, NY
MHV Federal Credit Union
(845)-336-4444, ext. 2903
5 Wingate Way
Highland, NY
Budget & Credit Counseling Svce
(718) 295-1313
55 5th Ave
New York, NY
Provident Bank
845-294-8353
60 Matthews Street
Goshen, NY
Allstate Merchant Services
(917) 687-3359
40 Rector Street
New York, NY