Settling Overdue Manlius NY

I am a student who has gotten into debt from being a student. My question is, I have debt collectors sending me settlement balances, if I pay these balances offered, will this wipe out the debt in full and what kind of marking will appear on my credit report?

Oneida Savings Bank
315-363-2000
182 Main Street
Oneida, NY
ACCESS Federal Credit Union
(315) 366-9840
2094 Glenwood Plaza
Oneida, NY
GPO Federal Credit Union
(315) 363-8029
1000 Oneida Plaza Dr
Oneida, NY
Sekharan Raja N
(585) 272-7007
2540 Brighton Henrietta Townline Rd
Rochester, NY
Greenpath Debt Solutons
(718) 239-4783
3250 Westchester Ave Ste 126
Bronx, NY
Alliance Bank
(315) 280-6428
160 Main St
Oneida, NY
AmeriCU
(315) 363-0148
280 Genesee St
Oneida, NY
Credit Counseling
(212) 777-7377
224 Thompson St
New York, NY
Credit Card Debt Consolidation
(631) 387-9305
162 W 22nd St
New York, NY
Credit Advocate Counseling Corp
(212) 260-1450
237 1 Ave E 14th St
New York, NY