Settling Overdue Syracuse NY

I am a student who has gotten into debt from being a student. My question is, I have debt collectors sending me settlement balances, if I pay these balances offered, will this wipe out the debt in full and what kind of marking will appear on my credit report?

NY Pawnbrokers Inc
(718) 292-4686
301 E 149th St
New York, NY
 
Debt Solution Services, Inc
(347) 312-2148
1300 Ave M
Brooklyn , NY
 
Credit Advocate Counseling Corp
(212) 260-1450
237 1 Ave E 14th St
New York, NY
 
Citizens Bank
(845) 256-3802
271 Main Street
New Paltz, NY
 
Lheron Peter A
(585) 546-8170
11 N Goodman Street Ste 10
Rochester, NY
 
Castiglia-Rubinstein Attorneys at Law
631-845-7222 Ext. 2010
445 Broadhollow Road
Melville, NY
Prices and/or Promotions
Free Consultation

Consumer Credit Counseling
(585) 546-3440
50 Chestnut St Ste 1
Rochester, NY
 
Alexis Kirk & Associates
(212) 572-9997
445 Park Avenue
New York, NY
 
AmeriCU
(315) 363-0148
280 Genesee St
Oneida, NY
 
Brooklyn Credit Card Debt Consolidation
(347) 394-5100
593 Vanderbilt Ave
Brooklyn, NY