Settling Overdue Syracuse NY

I am a student who has gotten into debt from being a student. My question is, I have debt collectors sending me settlement balances, if I pay these balances offered, will this wipe out the debt in full and what kind of marking will appear on my credit report?

M & T Bank
(845) 255-7100
191 Main Street
New Paltz, NY
 
The Berkshire Bank
(845) 294-6151
P.O. Box 469 ,2 South Church Street
Goshen, NY
 
Lheron Peter A
(585) 546-8170
11 N Goodman Street Ste 10
Rochester, NY
 
Expense Reduction Analysts
(716) 662-1224
124 Middlebury Rd.
Orchard Park, NY
 
Empire State Bank, NA
(845) 256-0003
275 Main Street
New Paltz, NY
 
Elaine Ramos, LCSW
(845) 255-8014
42 North Chestnut Street
New Paltz, NY
 
M&T Bank
(845) 201-7271
Scotchtown Road Branch,307 Main St.
Goshen, NY
 
RapidTrade International
(718) 444-8722
1495 E. 96th Street
Canarsis, NY
 
Harvard Credit Forum
(212) 255-5500
888 8th Avenue, Suite 208
New York, NY
 
Credit Card Defense Center
(212) 591-0400
244 5th Ave Suite 282
New York, NY