Settling Overdue Syracuse NY

I am a student who has gotten into debt from being a student. My question is, I have debt collectors sending me settlement balances, if I pay these balances offered, will this wipe out the debt in full and what kind of marking will appear on my credit report?

Consumer Credit Counseling Services
(888) 823-2227
888 Grand Concourse Apt 1k
Bronx, NY
 
Credit Counseling
(212) 777-7377
224 Thompson St
New York, NY
 
Harvard Credit Forum
(212) 255-5500
888 8th Avenue, Suite 208
New York, NY
 
Empire State Bank, NA
(845) 256-0003
275 Main Street
New Paltz, NY
 
Credit Advocate Counseling Corp
(212) 260-1450
237 1 Ave E 14th St
New York, NY
 
Robert A Schwartz
(585) 301-4686
2468 E Henrietta Rd
Rochester, NY
 
Hudson Heritage Federal Credit Union
(845) 561-5607
243 Main Street, Suite 160
New Paltz, NY
 
The Berkshire Bank
(845) 294-6151
P.O. Box 469 ,2 South Church Street
Goshen, NY
 
Integrated Feeling Therapy, Inc.
(845) 255-4143
27 North Chestnut Street
New Paltz, NY
 
Ulster Savings
(845) 338-6322
180 Schwenk Drive
Kingston, NY