Settling Overdue Syracuse NY

I am a student who has gotten into debt from being a student. My question is, I have debt collectors sending me settlement balances, if I pay these balances offered, will this wipe out the debt in full and what kind of marking will appear on my credit report?

Harvard Credit Forum
(212) 255-5500
888 8th Avenue, Suite 208
New York, NY
 
NY Pawnbrokers Inc
(718) 292-4686
301 E 149th St
New York, NY
 
TD Banknorth
(845) 294-5195
15 Matthews Street
Goshen, NY
 
Ca Cheuvreux North America corporated
(212) 468-7200
1301 Avenue Of The Americas Bsmt 2
New York, NY
 
Greenpath Debt Solutons
(718) 239-4783
3250 Westchester Ave Ste 126
Bronx, NY
 
Elaine Ramos, LCSW
(845) 255-8014
42 North Chestnut Street
New Paltz, NY
 
Consumer Credit Counseling Services
(888) 823-2227
888 Grand Concourse Apt 1k
Bronx, NY
 
The Leaders Edge
(212) 687-6075
369 Lexington Avenue
New York, NY
 
Credit Advocate Counseling Corp
(212) 260-1450
237 1 Ave E 14th St
New York, NY
 
Lheron Peter A
(585) 546-8170
11 N Goodman Street Ste 10
Rochester, NY