Settling Overdue Syracuse NY

I am a student who has gotten into debt from being a student. My question is, I have debt collectors sending me settlement balances, if I pay these balances offered, will this wipe out the debt in full and what kind of marking will appear on my credit report?

Consumer Credit Counseling Service of Buffalo
(716) 712-2060
40 Gardenville Pkwy. W., Ste. 3
Buffalo, NY
 
Walden Savings Bank
(845) 256-9667
2356 State Route 44/55
Gardiner, NY
 
Credit Advocate Counseling Corp
(212) 260-1450
237 1 Ave E 14th St
New York, NY
 
Sekharan Raja N
(585) 272-7007
2540 Brighton Henrietta Townline Rd
Rochester, NY
 
Castiglia-Rubinstein Attorneys at Law
631-845-7222 Ext. 2010
445 Broadhollow Road
Melville, NY
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Bank of America
(845) 255-6830
1 New Paltz Plaza
New Paltz, NY
 
Integrated Feeling Therapy, Inc.
(845) 255-4143
27 North Chestnut Street
New Paltz, NY
 
Affordable Legal Centers LLC
(585) 269-4239
45 Exchange Blvd Suite 713
Rochester, NY
 
NY Pawnbrokers Inc
(718) 292-4686
301 E 149th St
New York, NY
 
IBM Metro Employees Federal Credit Union
(718) 361-1002
29-21 Queens Plaza North
Long Island City, NY